Car Loans With No Credit
Car loans? Credit … debt consolidation ?!?!?
when I was between 15/16 years old in accumulated a phone bill that I could not pay. (Some family issues arose and I had to move out of home) – I tried to find a way out, and are as young as I was, I was not sure at what bankruptcy 'was, and it seems as if I had done it, I looked for help through a debt consolidation group – which I have no proof off, and I can not get a personal or a car loan. I think that debt consolidation group I was with have gone under, and I dont know what to do. im about to start a family, and I need to buy a new car. How can I go about gettin a legit loan? I dont know what to do!
What you need to do is to save your money. Have your credit history checked. If someone says you owe them money, have them put in writing a pay off term. If they say they want all right now. Tell them what you are able to pay while you make the payments you have to do to take care of your family. If the size of the pay off term is too much, or if they want you to pay high interest rates ask for better conditions. If you want to buy a good new cheap car, you would need around $ 9,000. You are expected to come up with $ 2,000 til $ 2,500 down. If I were you I would spend $ 1,000 FOR a used car and put $ 1,000 to repair. This should last you two years maybe third This gives you time to correct out of the past credit problems and take care of the family without killing yourself.