Fast Cash Advance Loan

Have you ever used a cash advance Payday Loan ….?
If you did, what was your experience, and it was fees or interest rates high? Need advice quickly thanks!
Never ever use these agencies – I did once and I had to pay back $ 99 to $ 200 – which would put me back in whole … I mean I guess if you are in desperate need it is ok – as long as you pay it back in FULL the very first payment … if not, they make you pay finance fee again each pay check – they are more than happy to let you "Take your time" to pay them back … Good, But they do not report to any collection agencies – I actually read an article, they can not report you to credit reference agencies – because they use "LOAN SHARKING" methods – they will chase you until next century, but you will never see a payday loan default on your credit score. STAY CLEAR – if you can … Good luck to you …