Guaranteed Loans With Bad Credit

oes anybody know who i can get a loan with bad credit thats not a scam with no upfront fee?
i need a loan for 3,400 dollars to pay for my classes n some of my book but the problem is the student loan take them to long to process so i will need a loan in my hand assap i need by the 14 but i really want this loan i need to start school so you think anybody know anybody in michigan who can get a money guarantee loan not just no scam and what ur interest rate n monthly payment.
hi
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