House Improvement Loan

My family and I are tryng to get a home improvement loan, but has problems because of our roof damage from?
we can not get a home improvement loan at our house until we fix our roof that was damaged by previous hurricanes. the place really needs fixing mortgages stops and the place just is not worth more, how do we get out of here?
This is a tough situation. You may consider seeking some funds from local businesses who are willing to help in your misfortune. Try to get some local media to cover the situation and you may be surprised and come forward to assist you.