How To Get A Loan With Bad Credit

How to get a real affordable loan with bad credit?
I have bad credit, I make 52,500 per year and I am a single mother. The only loans that I seem to qualify for are the Payday Loans which prey on people like myself. I make great money but my credit score keeps me from getting a loan. Any suggestions?
creditreport.undonet.com – try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.