Loan Payday

Is there a consolidation loan to pay off Payday Loans?
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Is there help for me? Once i can get these loans paid I can make the monthly pay’ts.
Yuck…payday loans stink. There’s a reason they’re popping up all over in lower income areas—they’re very profitable.
I’m sure there are loans that you could use to consolidate. I would try to get a 0% APR credit card, but you’ll have trouble with your marginal credit score–just like with any other loan.
You should consider selling assets–car, junk on ebay, etc to pay this thing off ASAP.