New Car Auto Loans
How important are auto-rate history when purchasing a new car?
I have excellent credit (740 +) is an employee of a credit union several commercial lines including installment loans, and everything is in tip top shape. But when I go to buy my first car, I will not be able to get 0% 1.9% 2.9% offer, if I have not had an auto loan before? it will be my first car 24 yrs old
Most likely you will be able to get financing because it is usually not that hard to get financing to the manufacturer's finance company. The reason is because the manufacturer the finance company is in business to help dealers sell more vehicles. But you might want to see how much of a discount you give up to get 1.9/2.9% financing because they might not save you enough interest to justify giving up the rebate.