One Hour Loan
what is exactly a personal loan? and should I take one out, or a signature loan?
I have a baby due next month, at the moment I’m not working that many hours,and i still have some bills to pay, I don’t have a lot of baby things yet, I just have enough to buy the NEEDS of my family and maybe go out once every two weeks (movies,mall). I really would like to take a loan out to buy some stuff before my baby is born and maybe use some to pay some bills, so i won’t have to worry while i’m on maternity leave (with no pay I might add) but don’t really know if it’s worth it. can someone explain it.
A personal loan and a signature loan are the same. You get the loan on your signature — no collateral.
If you’re not working, how are you going to repay the loan?
Don’t put yourself in more debt. Make do with what you have. Maybe someone will throw you a baby shower and get some of those things you need for the baby. Or maybe you can borrow some baby things from friends instead of buying them.