Vehicle Loan

How do I go about getting an auto secured loan on my PIF Vehicle?
I have excellent credit but several cr. cards with balances. I was thinking of taking a loan out against my vehicle in order to consolidate all into one payment being an installment loan. My total debt is $13000, my vehicle is worth $22000 and I have the title. I feel like it would be better to pay the cards completely off and just have my Mortgage and the Installment loan. What banks offer this? Any Suggestions?
You can contact Quality One Auto Sales. They can approve people’s car finance even they have been previously refused by other car credit.
http://www.yes4car.com/